Endurance Consultants Pvt. ltd.

A Home Loan is a secured loan product where the lender provides finances for the purchase or construction of a residential property. One can also avail a housing loan to buy a plot of land and construct on it. Home Loans are also issued to extend/ repair/ renovate/ alter a new or second-hand property. The Home Loan is taken by a borrower against the property to be bought. This is done by giving the banker a conditional ownership over the property i.e. if the borrower fails to pay back the loan, the banker can retrieve the lent money by selling the property. Most lenders get the property valued independently and provide loans based on their estimated value. It is important to remember, however, that frequently their valuation is significantly lower than the actual cost and hence the requirement of the borrowers goes up. Home loans in Indian Banks are provided up to maximum of 80% (90% for loan amount below INR 30 lakhs) of the value of the house. Home loans are repaid using Equated Monthly Installments (EMIs) spread over a fixed tenure.

Endurance Consultants Pvt. Ltd. is a growing Loans Distribution company established in 2014, Incorporated in 2020 offering tailored, one-stop loan solutions.

We specialize in Home Loan, Loan Against Property, Education Loan, New/Used Car Loan, Commercial Vehicle Loans, Business Loans, and SME/MSME Loans, leveraging a robust network and digital platform to help clients achieve their financial goals seamlessly.